Tax season can be stressful and costly, but the right tax preparation service or app can save you significant time and money. Whether you’re a salaried employee, freelancer, small business owner, or investor, using reliable tax software or expert services designed for your needs can maximise your return with minimal hassle. In 2025, choosing the best tax prep solution means balancing affordability, expert support, ease of use, and accuracy. This article reviews the top 7 tax preparation services and apps that help you save money while filing your taxes efficiently.
Why Choose a Tax Preparation Service or App?
Filing taxes manually is time-consuming and prone to errors. Tax laws and deductions change frequently, and missing out on deductions or credits can cost you hundreds or even thousands annually. The right tax prep app automates calculations, keeps up with current regulations, and offers:
- Maximised deductions and credits tailored to your financial situation.
- Step-by-step help with complex forms like Schedule C for self-employment or investment income.
- Audit protection and expert support if questions arise post-filing.
- Affordable pricing compared to traditional tax professionals.
Use these apps and services to reduce your tax liability and get the maximum refund possible.
1. TurboTax by Intuit
TurboTax remains the most popular tax preparation software in the USA due to its intuitive design and extensive features for all tax situations. The 2025 version includes live expert review options and can import W-2s, 1099s, and last year’s tax return data automatically. Its AI-driven auto-fill reduces manual input and flags errors before filing.
- Pricing ranges from a free basic version for simple returns to $100+ for business owners and investors.
- Ideal for users who want in-depth support and want to maximise deductions confidently.
- TurboTax also integrates with popular financial apps to track deductions automatically.
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2. H&R Block Online
H&R Block is a strong competitor known for its balance between DIY affordability and expert assistance. Their online platform includes a smooth document upload feature and lets you consult tax pros via chat or in-person offices if needed.
- Free edition available for simple tax returns with W-2 income and basic credits.
- Deluxe and Premium plans are tailored for investors, freelancers, and small businesses.
- Offers audit support and a maximum refund guarantee.
H&R Block is a great option if you want a trusted brand with multiple support options, especially for taxpayers juggling investments or rental income.
3. FreeTaxUSA
For budget-conscious filers, FreeTaxUSA offers free federal filing and low-cost state returns (starting at $13). While it’s not as flashy as TurboTax, its core functionalities are solid and comprehensive for most tax complexities.
- Supports self-employment income and offers audit defence for an additional fee.
- Lacks robust auto-import features, requiring some manual input.
- Particularly attractive to gig economy workers or those looking to minimise filing fees.
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4. TaxBuddy
TaxBuddy is a newer tax app that uses AI-driven automation to simplify filing and minimise errors. It excels at handling complex tax returns involving business income, capital gains, or cryptocurrency earnings. Beyond filing, TaxBuddy provides free post-filing support to address IRS notices or queries.
- Competitive pricing with transparent tiers for different tax situations.
- Strong security measures protect sensitive user data.
- Expert-assisted plans are available for those wanting personal guidance.
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5. Cash App Taxes (formerly Credit Karma Tax)
Cash App Taxes is unique as it offers completely free federal and state tax filing with support for all major IRS forms and schedules. Its fast, clean interface makes it an appealing choice for those with W-2 income and few deductions.
- Ideal for straightforward tax situations.
- Limited live help or support for complex returns like business income.
- Requires a Cash App account to use.
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6. Jackson Hewitt Online
Jackson Hewitt has long been known for its physical tax offices, but it also offers an affordable flat-fee online filing option: $25 for federal and state returns combined. The platform includes live chat support and automatic error checking.
- Simple, transparent pricing with no surprise add-ons.
- Good for moderate complexity returns at a low cost.
- Offers electronic document upload and refund tracking.
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7. TaxAct
TaxAct offers solid coverage with tools to help find deductions and credits beyond simple tax filing. While it no longer has dedicated mobile apps, its mobile browser version is fully functional and ideal for those with simpler returns.
- Lowest-priced plans for basic to moderately complex tax situations.
- Good for users wanting in-depth questions guiding deductions.
- Best suited for W-2 employees and sole proprietors with simpler finances.
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How to Choose the Right Tax Preparation Service or App
Choosing depends on your individual tax situation and comfort with DIY filing or expert support:
- Use TurboTax or TaxBuddy if you have complex tax situations like business ownership, investments, or cryptocurrency.
- Choose H&R Block or Jackson Hewitt if you want affordable expert help with the option to consult professionals.
- Opt for FreeTaxUSA or Cash App Taxes if budget is your priority and your tax return is straightforward.
- Consider TaxAct if you’re looking for a low-cost option with decent features and can handle some complexity on your own.
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Bonus Tips for Saving Money on Taxes
- File early to avoid penalties and get your refund sooner.
- Take advantage of all eligible tax credits, such as the Child Tax Credit, Earned Income Tax Credit, and education credits.
- Keep meticulous records all year, especially for business and freelance income.
- Use apps that integrate with your financial accounts to automatically track deductible expenses.
- Seek assistance if you receive IRS notices or audits; some apps provide audit defence for peace of mind.
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Conclusion
In 2025, tax preparation is easier and more affordable than ever with top-notch apps and services that fit diverse needs. Leveraging the right tax software can increase your refund, save time, and help you avoid costly errors. Whether you prefer DIY filing, expert consultation, or a mix of both, one of the seven options above will fit your situation and help you keep more of your hard-earned money.
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Start your 2025 tax filing on the right foot with these trusted tax preparation options, and make every dollar count.
